Estimate your likely walkaway money at different sale prices. The calculator opens with a current Lake Havasu single-family market example — change any figure to match your own situation. This is an estimate, not a final settlement statement.
Your Estimated Sale
Starting example only. Replace it with the price you want to test.
Used to estimate the seller’s property-tax responsibility through closing.
Include mortgages, HELOCs and other secured liens expected to be paid at closing.
Compensation is negotiable. Adjust this to match the applicable agreements.
Enter a percentage, such as 4.5.
Include seller-paid costs not already calculated below, such as buyer credits, HOA disclosure or transfer charges, home warranty, agreed repairs, assessments or other transaction-specific costs.
Advanced Options
A Yes selection adds the applicable $100 exchange accommodation fee.
Policy type changes the final title premium after the Zone 3 base rate is calculated.
The first secured payoff triggers a $100 reconveyance charge. Each additional payoff adds $25.
The purchase contract splits the base escrow fee equally. On a VA loan the buyer’s half is rated at the 70% veteran rate first, then moved to the seller’s column.
Premier Title Agency §I.F. Applies to the seller’s own half only and must be requested with proof of status. Select the single best-qualifying status; discounts do not stack.
Required for sale prices above $5,000,000 because the supplied title matrix stops at that amount.
FIRPTA applies to nonresident sellers. It does not apply to U.S. citizens, green-card holders, or anyone who can provide a Certificate of Non-Foreign Status.
Buyer occupancy sets the withholding rate below $1,000,000. A non-occupant buyer means 15% at any price.
Estimated Seller Net Sheet
Brokerage Compensation$0.00
Estimated Seller Escrow Fee$0.00
Estimated Owner’s Title Insurance$0.00
Estimated Annual Property Tax$0.00Shown for reference; only the estimated seller responsibility below is deducted.
Estimated Seller Property Tax Responsibility$0.00
Estimated Reconveyance Fee$0.00
1031 Exchange Fee$0.00
Other Seller Costs / Buyer Credits$0.00
Estimated Net Proceeds$0.00
Less FIRPTA Withholding (recoverable)$0.00
Estimated Cash at Closing$0.00
FIRPTA withholding is not a cost of sale. It is a prepayment credited against the seller’s U.S. tax liability for the year of sale and is claimed on a U.S. return, which may result in a refund. A reduced-withholding certificate may be available by filing IRS Form 8288-B before closing. Withholding is calculated on the gross sale price, not on the gain. This is not tax advice — confirm with a CPA or qualified intermediary before relying on these figures.
The supplied title matrix ends at $5,000,000. Enter a manual title premium quote under Advanced Options before relying on the final net estimate.
Escrow: the base escrow fee is calculated from the Premier Title Agency Mohave County rate schedule (§IV.A) and split equally between buyer and seller under the purchase contract. Senior and veteran discounts under §I.F attach to a party’s own half when requested with proof of status. On a VA loan the buyer’s half is rated at the 70% veteran rate and then charged to the seller, so the seller pays their own half plus the buyer’s discounted half.
Owner’s title insurance: calculated from the supplied Mohave County Zone 3 BIR tiers, including the $1,000 ceiling rule and selected policy multiplier.
Reconveyance: automatically adds $100 when a loan payoff is entered, plus $25 for each additional secured payoff (§II.J).
1031 exchange: adds $100 only when selected under Advanced Options (§II.R).
FIRPTA: shown only when the seller is a foreign person. Premier Title Agency handles Form 8288 and 8288-A as part of the Basic Escrow Rate and does not publish a separate FIRPTA line item, so no extra fee is added here. The withholding is a prepayment against the seller’s U.S. tax liability, not a cost of sale, so it is shown separately below the net proceeds line.
Property taxes: annual taxes are estimated from the sale price. The seller’s share is prorated from the date taxes are assumed paid through to the closing date, not from January 1. Arizona taxes are billed in two installments, so a closing on or after October 1 assumes the first installment has already been paid through June 30. Title and escrow will use the actual parcel tax and payment status.
Estimates are based on the project’s supplied Mohave County escrow, title-insurance and property-tax calculation rules. Actual fees, negotiated allocations, discounts, taxes, payoff figures and settlement adjustments may differ.
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DISCLAIMER: There is no warranty, express or implied, for the accuracy of this information. All costs and totals are estimates only and are not actual closing figures. Final credits and debits are determined by the purchase contract, lender, title insurer and escrow company.
